Protect your passwords, Back up important files, Learn who to contact if something goes wrong online.

Protect your  passwords.

Keep your passwords  in a secure place, and  out of plain view. Don’t  share passwords on the Internet, over  email, or on the phone. Your Internet  Service Provider (ISP) should never ask  for your password. Hackers may try to figure out your  passwords to gain access to your  computer. To make it tougher for them:

• Use passwords that have at least eight characters and include  numbers or symbols. The longer the  password, the tougher it is to crack.  A 12-character password is stronger  than one with eight characters.

• Avoid common words: some hackers  use programs that can try every  word in the dictionary

. • Don’t use personal information,  your login name, or adjacent keys on  the keyboard as passwords. One way to create a strong password  is to think of a memorable phrase and  use the first letter of each word as your  password, converting some letters  into numbers that resemble letters.  For example,  “How much wood could  a woodchuck chuck” would become  HmWc@wCc

Back up  important  files.

Following these tips,  you’re more likely to stay secure online,  free of interference from hackers,  viruses, and spammers. But no system  is impenetrable. Copy your important  files onto a disc you can remove, and  store it in a safe place.

Learn who  to contact if  something  goes wrong  online.

Hacking or Computer Virus

If your computer gets hacked or infected by a virus:

• Immediately disconnect  your machine from the  Internet. Then scan your  entire computer with fully  updated anti-virus and  anti-spyware software, and  update your firewall.

• Alert the appropriate  authorities. Contact:

• Your ISP and the hacker’s ISP  (if you can tell what it is). You  usually can find an ISP’s email  address on its website. Include  information on the incident  from your firewall’s log file. By  alerting the ISP to the problem  on its system, you can help it  prevent similar problems in the  future.

• The FBI’s Internet Crime  Complaint Center at ic3.gov. To  fight computer criminals, they  need to hear from you. Internet Fraud If a scammer takes advantage of  you through an Internet auction,  when you’re shopping online, or in  any other way, report it to the Federal  Trade Commission, at ftc.gov. The FTC  enters Internet, identity theft, and  other fraud-related complaints into  Consumer Sentinel, a secure online  database available to hundreds of  civil and criminal law enforcement  agencies in the U.S. and abroad. Deceptive Spam If you get deceptive spam, including  email phishing for your information,  forward it to spam@uce.gov. Be  sure to include the full header of the  email, with all routing information.  You also may report phishing email  to reportphishing@antiphishing. org. The Anti-Phishing Working  Group, a consortium of ISPs, security  vendors, financial institutions, and law  enforcement agencies, uses these  reports to fight  phishing. Divulged  Personal  Information If you have mistakenly  given out personal  information, file a complaint  at ftc.gov, and then visit the Federal  Trade Commission’s Identity Theft  website at ftc.gov/idtheft to learn  how to minimize your risk of damage  from a potential theft of your personal  information.